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Perfect time to freeze your credit!

Criminals are finding new and improved ways of separating you from your hard earned money - don't be a victim!

Photo Credit: Tanya Moore
Photo Credit: Tanya Moore

Welcome to my first All Points Bulletin (APB)!

Starting this year I will be blogging on Information Technology and Information Security - breaking down the IT and InfoSec jargon for you!

We are now in the third week in January and in light of the latest security breaches on credit cards, how safe are you with your personal information?  Have you checked your credit profile lately? Do you know you can freeze your credit report?

Much like the frozen fountain in our little town - you can freeze your personal credit!

Request your free credit report from all three agencies:

Experian http://www.experian.com/

Transunion http://www.transunion.com/

Equifax http://www.equifax.com/

Freeze- Your Credit Report

A security freeze is designed to prevent the information in your credit file from being reported to others, such as credit grantors and other companies, except those exempted by law or those for whom you authorized and have contacted each agency to request them to temporarily lift the security freeze. 

If you do not plan to make any major purchases in 2014 you can place a security freeze on your credit report.  Some agencies charge an administrative fee to add/remove the freeze.

Request your credit report be frozen at all three agencies:

Experian 888-397-3742 $3

Transunion 800-680-7289

Equifax $3 and can be requested online

These few steps can help you begin to safeguard your information from potential information security breaches. 

Until your next APB, be safe! 

 

 

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

Lynn Bacon January 20, 2014 at 11:56 PM
Great information, Arlene!! We never know how much damage has been done until we check.

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